With the Add-on Package, you are covered by the supplementary travel insurance available to Nordea Business Card cardholders in Sweden. The insurance is provided by Trygg-Hansa and applies from 1 July 2026.
The travel insurance provides additional protection when travelling for business.
Who is covered by the insurance?
The insurance covers the Nordea Business Card cardholder who has the Add-on Package.
For the insurance to apply, at least 75% of the total cost of the trip must be paid with your Nordea Business Card.
The insurance covers business trips of up to 60 days per trip.
Please note that the insurance only covers the cardholder and does not cover family members or other travel companions.
What does the insurance cover?
Trip cancellation – compensation up to SEK 60,000
You may be entitled to compensation if you need to cancel a trip due to:
Acute illness.
Accident.
Death of you or a close relative.
A medical certificate is required when submitting a claim.
Travel delay – compensation up to SEK 6,500
If your flight, train, or bus is delayed by more than four hours, you may be entitled to compensation for necessary expenses, such as:
Meals.
Accommodation.
Always keep receipts for your expenses.
Delayed baggage – compensation up to SEK 9,000
If your baggage does not arrive as planned, you may be entitled to compensation for necessary purchases while you wait.
The cover applies both when travelling to and from your destination.
Car insurance deductible cover – compensation up to SEK 10,000
If your private car is damaged at home while you are travelling, you may be entitled to compensation corresponding to your insurance deductible.
A claim report or other supporting documentation is required.
Home insurance deductible cover – compensation up to SEK 10,000
If your home is damaged while you are travelling, you may be entitled to compensation corresponding to your home insurance deductible.
See the full insurance terms and conditions for more information about the coverage and any exclusions that apply.
How do I make an insurance claim?
All insurance claims are handled by Trygg-Hansa.
If you need to use the insurance or have questions about an insurance claim, contact Trygg-Hansa directly. They can assist you with submitting your claim, providing the required documentation, and the next steps in the process.
We recommend keeping relevant receipts, booking confirmations, and other documentation that may be required when submitting a claim.
Phone number for insurance matters:
Within Sweden: 010-263 17 98
Outside Sweden: +46 10-263 17 98
Submit an insurance claim:
Submit a claim.
Frequently asked questions
Does the insurance apply if I only paid for part of the trip with my Nordea Business Card?
Yes, provided that at least 75% of the total cost of the trip was paid with your Nordea Business Card.
Does the insurance cover family members or travel companions?
No. The insurance only covers the cardholder.
Does the insurance cover both business and private travel?
No. The insurance only applies to business travel.
How long does the insurance cover each trip?
The insurance covers trips of up to 60 days.
Is there an insurance deductible?
No. The travel insurance has no deductible.
Insurance terms and conditions
Read the full insurance terms and conditions for information about the coverage, compensation limits, exclusions, and other applicable terms.