The cost of Nordea Business Card depends on the subscription plan your company chooses and how the used credit is repaid.
Your company can choose between Nordea Business Card and the Add-on Package.
Nordea Business Card
Nordea Business Card costs:
SEK 55 per user/month with monthly billing.
SEK 595 per user/year with annual billing.
Nordea Business Card includes physical or virtual cards, Apple Pay and Google Pay, Auto receipts, as well as support for expense management and accounting integrations.
Add-on Package
The Add-on Package includes additional features and costs:
SEK 119 per user/month with monthly billing.
SEK 1,190 per user/year with annual billing.
The Add-on Package includes the features available with Nordea Business Card, as well as additional features such as out-of-pocket expenses, mileage allowance, per diem, and the option to have more virtual cards.
Choose how to repay the credit
In addition to the subscription plan, your company chooses how the used card credit is repaid.
Direct debit from the company's account
Price: SEK 0
The company's card purchases are automatically debited from the company's account every other week.
Extended payment period with monthly invoice
Price: SEK 89 per invoice
With monthly invoicing, the company's purchases are collected over a 30-day purchase period, followed by a 15-day payment period.
This gives the company a longer payment period compared with payment by direct debit.
Please note: When paying in instalments, interest of 1.95% per month on the excess amount applies.
Foreign exchange and other fees
When you make a purchase in a currency other than your card's billing currency, a foreign exchange fee of 2.3% applies.
The amount is converted automatically, and the exchange rate is determined according to Visa's applicable exchange rate when the transaction is processed.
Other fees may also apply depending on how the card and credit are used. Information about applicable fees and terms can be found in your company's agreement and in Nordea Business Card.
Frequently asked questions
Does the company have to choose monthly invoicing?
No. The company can choose to repay card purchases by direct debit from the company's account every other week for SEK 0, or choose an extended payment period with monthly invoicing for SEK 89 per invoice.
What is the difference between Nordea Business Card and the Add-on Package?
Nordea Business Card includes the core features for business cards and expense management. The Add-on Package includes additional features such as out-of-pocket expenses, mileage allowance, and per diem.
Can the company pay for the subscription annually?
Yes. Both Nordea Business Card and the Add-on Package can be paid monthly or annually.
Are there any other fees?
Yes. A foreign exchange fee of 2.3% applies to purchases made in a currency other than the card's billing currency. When paying in instalments, interest of 1.95% per month on the excess amount applies.
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